Privacy North Alabama Bank

FACTS	WHAT DOES NORTH ALABAMA BANK DO WITH YOUR PERSONAL INFORMATION?
FACTS Why?	WHAT DOES NORTH ALABAMA BANK DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
FACTS What?	WHAT DOES NORTH ALABAMA BANK DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and transaction history Payment history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
FACTS How?	WHAT DOES NORTH ALABAMA BANK DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons North Alabama Bank chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES NORTH ALABAMA BANK DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

WHAT DOES NORTH ALABAMA BANK DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS

What?

WHAT DOES NORTH ALABAMA BANK DO WITH YOUR PERSONAL INFORMATION?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and transaction history
Payment history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

FACTS

How?

WHAT DOES NORTH ALABAMA BANK DO WITH YOUR PERSONAL INFORMATION?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons North Alabama Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does North Alabama Bank share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does North Alabama Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes— to offer our products and services to you	Does North Alabama Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For joint marketing with other financial companies	Does North Alabama Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your transactions and experiences	Does North Alabama Bank share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your creditworthiness	Does North Alabama Bank share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For our affiliates to market to you	Does North Alabama Bank share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For nonaffiliates to market to you	Does North Alabama Bank share? No	Can you limit this sharing? We don’t share

Questions?

Call 256.828.9500 or go to NorthAlabamaBank.com

What we do
What we do How does North Alabama Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our Employees are bound by our Code of Ethical Conduct and our internal Privacy Policy Statement, which provide that we will access personal customer information only for legitimate purposes and that we will safeguard confidential information about you.
What we do How does North Alabama Bank collect my personal information?	We collect your personal information, for example, when you Open an account or apply for a loan make deposits or withdrawals from your account or use your credit or debit card Provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
What we do Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does North Alabama Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Our Employees are bound by our Code of Ethical Conduct and our internal Privacy Policy Statement, which provide that we will access personal customer information only for legitimate purposes and that we will safeguard confidential information about you.

What we do

How does North Alabama Bank collect my personal information?

We collect your personal information, for example, when you

Open an account or apply for a loan
make deposits or withdrawals from your account or use your credit or debit card
Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

What we do

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. North Alabama Bank does not share with our affiliates
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. North Alabama Bank does not share with nonaffiliates so they can market to you
Definitions Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial companies such as insurance companies and product and service marketing companies.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

North Alabama Bank does not share with our affiliates

Definitions

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

North Alabama Bank does not share with nonaffiliates so they can market to you

Definitions

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include financial companies such as insurance companies and product and service marketing companies.

Other important information
Other important information This Privacy Notice is being provided in order to comply with Section 216.5(a) of Regulation P – Privacy of Consumer Information (12 CFR 216), which governs the treatment of nonpublic personal information about consumers by financial institutions.

Online Banking

Privacy Policy

Lost/Stolen ATM Card